An experienced attorney can consider the specific circumstances of your situation and explain your options. If you think the circumstances of your workplace injury might enable you to file a workers' compensation claim or take other legal action, it might make sense to discuss your situation (and your options) with a lawyer. If the other driver obtains a judgment against you, they have a number of options available to try to get some or all of that amount satisfied, including garnishing your wages in some cases. In a few states, vehicle owners have more unique options. In those states, if you didn't have valid automobile insurance in place at the time of the accident, you're limited in the types of compensation you can receive for your injuries. For example, the benefits you receive in a workers' compensation claim are typically intended to reimburse you for your medical expenses and lost wages-you are usually not allowed to seek compensation for "non-economic" damages, such as the mental and physical pain and suffering resulting from your injuries. The cost of medical bills, property damage, lost wages and discomfort can quickly add up. This includes medical bills, legal fees, and any other costs associated with an accident.

If so, you probably have lots of questions: What are my chances of getting fair compensation for my medical bills and other losses? A public adjuster like us at Insurance Claim Recovery Support steps in to assist policyholders with assembling and submitting claims, negotiating settlements, and ensuring the fullest compensation possible. In a few states (like New Jersey) you can't recover anything at all against the at-fault driver. Only a few (4%) saw their case go to trial, which is typical in personal injury cases. In addition, the Department of Motor Vehicles in most states will impose penalties that include the suspension or revocation of your driver's license, usually for a period from a few months to one year. It's no defense to these lawsuits to tell the court, "I can't pay that amount." If you're found liable after a trial and you're ordered to pay the other driver's damages, a judgment will be entered against you (more on this below). On the other hand, if you think the accident was the other driver's fault, you could be in for an uphill battle in trying to pursue an injury claim as an uninsured driver.

We also took a broader look at the personal injury claim process, including data from thousands of federal court cases. That's why insurance adjusters-as well as the lawyers helping injured people-are usually motivated to reach a personal injury settlement. This expertise is crucial in helping policyholders avoid unnecessary litigation, delays, and underpayment, and to ensure a fair and prompt settlement. We recognize the importance of representing the voices of public adjuster for insurance claim adjusters and policyholders in the insurance industry, where their interests can sometimes be overshadowed. Public adjusters specifically represent the interest of policyholders against insurance companies. Insurance companies would rather just wash their hands of the whole thing up front than deal with a long and expensive diagnosis procedure, all the repairs, and the problems that will continue to come up throughout the rest of the car's life. While it varies by state, many states require the insurance companies to comply with this request within 30 days. The answer here depends on whether you live in a no-fault car insurance state, or a state that follows traditional fault (or "tort") principles when it comes to car insurance. In a no-fault state, if a person is injured in a car accident, they're generally required to seek compensation for economic (out of pocket) losses directly from their own car insurance company.

If the other driver (or their insurance company) is trying to put the blame for the crash on you, there's a lot at stake for you financially, especially if the other driver was seriously injured. Your landlord has homeowners insurance, and potentially even a landlord-specific form of insurance, to protect the property itself, but the homeowners insurance company typically considers a renter to be a third-party occupant and doesn’t cover the renter or their belongings. If you've been in a car accident while driving without insurance, you might be in for a fight on a number of potential fronts. There are consequences for driving without insurance, but those pale in comparison to the penalties (including criminal hit and run charges) that can result if you leave the scene of an accident without fulfilling your post-crash legal obligations-especially if anyone is hurt in the crash. Call local law enforcement to the scene. The most important thing to do is stop and stay at the accident scene until you've taken proper action. Examiners working on life and health claims must stay up to date on new medical procedures and prescription drugs.